NEW
Human-centred AI designer
Billie.
Finance
Evolved.
Harnessing the power of artificial intelligence to revolutionize industries and enhance human experiences.
Money that thinks with you - not for you.
Most banking apps show data. Billie focuses on decision support: Helping people with limited financial literacy understand credit, make better repayment choices, and build healthier habits over time.
The problem
Mobile wallets rarely offer proactive support for people who struggle with credit terms and debt management. Balance views and transaction lists aren't enough when users don't understand utilization, interest, and payment timing.
Research Focus
This dissertation investigates how AI-driven personalization + gamification can:
Improve repayment behaviours.
Reduce harmful credit usage patterns.
Increase engagement and financial learning.
Maintain trust, autonomy, and ethical safeguards.
Interactive Design
Try it out for yourself
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
NEW
Human-centred AI designer
Billie.
Finance
Evolved.
A proactive financial OS for credit card debt management and financial literacy.
Money that thinks with you - not for you.
Most banking apps show data. Billie focuses on decision support: Helping people with limited financial literacy understand credit, make better repayment choices, and build healthier habits over time.
The problem
Mobile wallets rarely offer proactive support for people who struggle with credit terms and debt management. Balance views and transaction lists aren't enough when users don't understand utilization, interest, and payment timing.
Research Focus
This dissertation investigates how AI-driven personalization + gamification can:
Improve repayment behaviours.
Reduce harmful credit usage patterns.
Increase engagement and financial learning.
Maintain trust, autonomy, and ethical safeguards.
Interactive Design
Try it out for yourself
Use your mouse or use the touch controls to interact with the app design.
NEW
Human-centred AI designer
Billie.
Finance
Evolved.
A proactive financial OS for credit card debt management and financial literacy.
Money that thinks with you - not for you.
Most banking apps show data. Billie focuses on decision support: Helping people with limited financial literacy understand credit, make better repayment choices, and build healthier habits over time.
The problem
Mobile wallets rarely offer proactive support for people who struggle with credit terms and debt management. Balance views and transaction lists aren't enough when users don't understand utilization, interest, and payment timing.
Research Focus
This dissertation investigates how AI-driven personalization + gamification can:
Improve repayment behaviours.
Reduce harmful credit usage patterns.
Increase engagement and financial learning.
Maintain trust, autonomy, and ethical safeguards.
Interactive Design
Try it out for yourself
Use your mouse or use the touch controls to interact with the app design.
NEW
Human-centred AI designer
Billie.
Finance
Evolved.
A proactive financial OS for credit card debt management and financial literacy.
Money that thinks with you - not for you.
The problem
Mobile wallets rarely offer proactive support for people who struggle with credit terms and debt management. Balance views and transaction lists aren't enough when users don't understand utilization, interest, and payment timing.
Research Focus
This dissertation investigates how AI-driven personalization + gamification can:
Improve repayment behaviours.
Reduce harmful credit usage patterns.
Increase engagement and financial learning.
Maintain trust, autonomy, and ethical safeguards.
Interactive Design
Try it out for yourself
Use your mouse or use the touch controls to interact with the app design.